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A payday loan is a short-term loan that is accessible to almost everyone. In many cases, the lender can fund it right away, with same day or next day depositing into the borrower's checking account. These short-term loans provide individuals with access to the cash they need right away. The funds can be used for any purpose you may have. You will need to repay the amount you borrow plus a fee for borrowing the funds.
Fees range widely from one company to the next and they also depend on the actual amount you are borrowing. There are many reasons to use this unique financial channel.