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Third party fees include origination, points as well as attorney fees, title insurance, escrow fees, recording fees, survey, etc. This is why sometimes it is difficult to complete a home-equity loan without the need to have a lender pay your third-party fees on your behalf (see I've been told that the lender will pay all third party fees on my cashout.
Is that true?). Ask your HomeStart loan officer if your situation allows for a buy-out of third party fees. What should I know about my cash out loan. The state of Texas is unique when it comes to cash out or home-equity loans. Unlike most states, Texas allows a home owner to only borrower up to 80 of their homes value.
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